Top 100 National Insurance Companies Serving Brokers for Group Employee Benefits

Although this data is not 100% accurate, it is probably the most accurate information available. Group employee benefits brokers need to know where to find the plans that fit the needs of their clients. It is a well-established fact that employers cannot handle the entire burden of providing a list of benefits their workers would like to have. As a result, brokers are working with both the employee and his workforce. The worker has options to have additional coverage available with the convenience of premiums extracted directly from their paycheck. This is a win-win-win situation for the employer, the worker, and the agent.

Here you’ll find the top national insurance companies in this market, along with others that do business in most states. For brokers selling products with only one insurance carrier, it seems impractical and virtually impossible. I carry a Swiss Army knife, which while useful, often can’t get the job done right. Therefore, in my experience, I have found that most agents who sell plans represent more than one insurance company more than once. Like the Swiss Army knife, no insurance company can handle every situation. According to my records, the average broker involved in frequent sales represents 3 national insurance companies for this employee market.

For your convenience, there are two lists prepared alphabetically. The first are companies licensed to sell their employee benefit plans in all 50 states. The second list is of states that sell in a minimum of at least 40 states. Everyone should have websites to receive additional information quickly. With the top 100 national insurance companies on the list, maybe it’s time to look at a couple more.

MAIN NATIONAL INSURANCE COMPANIES AND Carriers Licensed in all 50 states

1. ACI Special Benefits

2. Advantica eye care

3.AFLAC

4. AIG Employee Benefit Solutions

5. Allstate Workplace Division

6. Sentinel American Insurance Company

7. Americas Group

8. Assurant Employee Benefits

9. Avesis

10. BCS Insurance Company

11. Beta Health Association, Inc.

12. Boston Mutual Life Insurance Company

13.CIGNA

14. Combined Workplace Insurance Solutions

15. CCG- Cost Containment Group

16. Vision Davis

17. Delta Dental

18. Dentali Dental and Vision

19. Dental Selection

20. EyeMed Vision Care

21. EZ Meds USA

22. GPM life

23. Great American Insurance of New York

24. Great American TX Supplemental Benefit Group

25. Guardian Life Insurance Company

26. The Hartford Life

27. HM Insurance Group

28. Human

29. Independent Health

30. ING Employee Benefits

31. Liberty Mutual Group Benefits

32. Lincoln Financial Group

33. Madison Life Insurance Company

34. Magnum Dental and Vision

35. Majestic belayers

36. MedAmerica Insurance Company

37. Health insurance company

38. MY Vision

39. Metropolitan Life Insurance Company

40.Minnesota Life Insurance Company

41. Omaha Mutual Insurance Company

42. National Financial Services

43. Patriot Health, Inc.

44. Petersen International Subscribers

45.PPO USA

46. ​​​​​​Main Financial Group

47. Prudential Company of America

48. Reliance Standard Life Insurance Company

49. Safe dental care

50.Security Life Insurance Company of America

51. Security Mutual Life Insurance Company of New York

52. Spirit Dental Life and Vision

53. Standard Insurance Company

54. New York Standard Life Insurance Company

55. Sol financial life

56. Supervisory services

57. Financial Symmetry

58. Transamerica Affinity Services in MD

59. Transamerica Workplace Marketing

60. Trustmark Voluntary Benefit Solutions

61. UNIFI Company Retirement Plans

62. United American Insurance Company

63. United Companies of Concordia

64. United Health Programs of America

65. Unum

66. VSP Eye Care

MAJOR MULTI-STATE INSURANCE COMPANIES Licensed in 40 or more states.

1. American Fidelity Assurance Company, less NY

2. American Public Life Insurance Company, -New York

3. American United Life Insurance Company, -New York

4. ArmadaCare, -7 states

5. Life Assurance Company, -New York

6. BasicPlus Insurance Services, -10 states

7. Block vision, -9 states

8. National Assurance Company Brokers, -6 states

9. Colonial Life, -2 states

10. Colorado Bankers Life Insurance Company, -2 states

11. Supplemental Life Insurance Company, -4 states

12. Conseco Insurance Companies, – 2 states

13. Continental American Insurance Company, -New York

14. Dominion Dental Services, Inc., -4 states

15. EMC National Life Company, – 2 states

16. First Dearborn Life Insurance Company, -New York

17. HealthPartners, -2 states

18. Illinois Mutual, -4 states

19. John Hancock, -2 states

20. Kansas City Life Group, -2 states

21. Minnesota Life Insurance Company, -2 states

22. Mutual Trust Financial Group, -2 states

23. Ohio National Financial Services, -3 states

24. Oxford Life Insurance Company, – 5 states

25. Penn America Treaty Network, -7 states

26. Renaissance Life and Health Insurance Company, -New York

27. Securian Dental Plans, -6 states

28. Means Insurance Group, Inc., -5 states

29. Standard Life and Accident Insurance Company, -5 states

30. Starmark, -10 states

31. Texas Life Insurance Company, -New York

32. Transamerica Life Insurance Company, -5 states

33. Trustmark Life Insurance Company, -9 states

34. Western Reserve Life, New York

Other insurance organizations and insurance companies

These cover most of the United States. They are American Continental Insurance Company, American Specialty Health Insurance Company, Best Life, Catholic Family Life, Columbian Mutual Life, Continental American Insurance, Eastern Life & Health Insurance Company, Equitable Life & Casualty, Guaranty Income Life Insurance Company, Kemper Investors, Pro Servicios Financiers and the William Penn Association.

Shenandoah Life Insurance Company is not listed as it is experiencing some difficulties. Apologies to the companies that serve this market segment that missed out.

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