Variable Annuities finally designed a variable annuity with a Guaranteed Minimum Accumulation Benefit (GMAD) that gave clients protection against market losses and the owner did not have to die to obtain it. The passenger finally earned the term “living benefits.” GMAB guaranteed heirs of an annuity the minimum payment of principal plus possible interest if […]
Can you imagine if the next time you pass a billboard on your way to work, you see an ad for a cologne that smells like food? How about Kate Moss standing next to a giant cheeseburger and holding her little perfume bottle saying “Now I don’t need to go to McDonald’s anymore to get […]
The year was 2006 and our 12th board review was approaching. We were taking tuition for our weakest subject and strongest enemy, Math. We had to ride about 4 km a day on our bikes for the registration. The atmosphere in the house used to be deadly strict in those days. Our parents would leave […]
Why Instagram Sponsored Posts are the best way to reach new users looking for businesses like yours! Instagram lead generation is not simple and requires planning, strategy, creativity, and repetition. While the traditional methods of building your business on Instagram work magically, they don’t tend to reach as many users as a solid sponsored post. […]
Are you raising a child with more than one language? Congratulations! You are giving your child a gift of a lifetime! But you have probably also encountered many questions and challenges. I bet you have come across at least one or more of the following myths! Did you know it was a myth? Let’s explore […]
If you’re trying to lose weight, you probably need help. It is not easy to diet. It is not easy to lose weight. It’s not easy to stick to the restricted options on your diet menu. It’s hard to do it alone. Everyone inevitably needs help. Here are five great diet tips you can use […]
The topic of law enforcement officer (LEO) retirement is on the minds of many federal employees when they make decisions about planning and timing their retirement. Federal employees pay their retirement through deductions from their paychecks. LEOs are entitled to more money in their pensions and pay additional paycheck deductions to earn that right. A […]
Your memory doesn’t magically improve without some effort on your part. These four tips require a bit of practice and focus. However, the dividends outweigh the time it takes to make them habitual. 1. Let’s say you believe, and constantly remind yourself, that you suck at remembering names. ask yourself: a) Did you focus intensely […]
A Siberian Husky is one of the best companions and having one is a great experience. A husky is beautiful, smart and friendly. Owning a dog is a great duty, and almost all the work is, in fact, during the training. Before one can begin training a Siberian Husky, it is important to first become […]
In my first part, I explained what the term procrastination refers to and some of the positive and negative aspects of the habit. In this section, I will explain some of the reasons that make us procrastinate. The following are some of the reasons why people procrastinate; Lack of Motivation – People procrastinate because they […]