What types of cars get the most tickets?

Whether it’s a coincidence, statistical significance, or significant correlation, recent research has shown that some types of cars generate more fines than others. According to ISO Quality Planning, certain types of vehicles, as well as certain models, are more likely to get tickets.

ISO Quality Planning is a California-based company that is currently a leading source of information on property / casualty insurance risk. In 2008, a study was conducted that recorded more than 1.7 million drivers, and the information was used to compile a detailed list indicating which cars get the most tickets.

According to research, Hummers drivers (H2 and H3) are four times more likely to get a traffic ticket than the average driver. “The sense of power that Hummer drivers get from their vehicle may be directly related to the number of violations they incur.” said Raj Bhat, president of ISO Quality Planning.

Although it may be a stereotype, it appears that Hummer drivers, by virtue of their driving position, are less likely to notice road hazards, pedestrians, traffic signals, and are more likely to drive aggressively. According to recent research, people who drive Hummers have a less defensive driving style than most other drivers.

The Toyota Scion tC and xB were the second and third most fined vehicles (respectively), both being 4 times more likely to be fined than the average driver. After tC and xB, respectively, were the Mercedes Benz CLK63, Toyota Solera Coupe, and Mercedes Benz CLS63 AMG, all more than twice as likely to get tickets as the average driver.

Research has shown that faster vehicles, larger vehicles, and vehicles that are (generally) more expensive tend to result in more fines. Therefore, car owners who are concerned about high insurance rates should avoid buying a vehicle with these predominant qualities. Insurance companies like State Farm, for example, advise Hummer owners to expect to pay significantly higher insurance rates than standard liability premiums. Additionally, people who have more tickets can also expect to pay higher insurance rates with most companies.

Fortunately, not all insurance companies will significantly increase insurance rates and premiums for vehicles that generate the most tickets or for people who have multiple tickets. For example, a California-based insurance agency called Dashers Insurance offers low rates of $ 1 per day and advertises low rates for ticketed drivers, DUI drivers, SR22 drivers, and drivers considered high risk. This company specializes in offering low rates to high risk drivers. For other states, it’s important to shop around and look for insurance agencies that specifically serve drivers with higher-ticket cars and that serve high-risk drivers. These types of agencies can be difficult to find, however, they will offer significantly lower insurance rates and premiums.

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